5.1 You agree to applicable interest, fees, and other charges stated in the Disclosure Statement upon usage of Maya Easy Credit, as evidenced by transaction records of the Bank indicating successful disbursement of funds from Maya Easy Credit to your Maya Wallet or by acknowledgement receipts and other records of payment to a Merchant. Such applicable interest, fees, and other charges may change over time, subject to existing laws and regulations. In the event that you choose to pay before the Due Date of your account or before your transactions are reflected in your Billing Statement, you understand that you are still liable to pay in full all fees charged due to the usage of Maya Easy Credit, such as but not limited to the Service Fee, Transfer Fee, and documentary stamp tax. You likewise understand and agree that Maya Bank reserves the right, at its sole discretion but without obligation, to administer and operate any and/or all of its services from any or various locations outside the Republic of the Philippines. You hereby understand, agree, and undertake sole responsibility for your continued access to or use of our facilities, as well as the results or consequences of such access and use, including the responsibility for compliance with applicable local laws and the sole liability for non-compliance or breach thereof. 8.6 You understand and agree that Maya Bank reserves the right, at its sole discretion, to set limitations to and charge fees and applicable taxes for the use of its facilities, at any time and upon prior notice.
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2.4 Customer – refers to the person / party who has opened a Maya Easy Credit account from Maya Bank and/or has availed of or used Maya Easy Credit. A trusted universal bank in the country, RCBC is dedicated to empowering you on your financial journey. Find the perfect banking solution and zero in on the best choice with our range of banking services. It’s worth emphasizing that the customer service team is knowledgeable and approachable, resulting in conversations that are not only beneficial but also truly enjoyable.
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6.2 You agree that it is your responsibility to securely keep your PIN and/or Password. The use of your User ID, PIN and/or Password including one-time passwords (OTPs) will serve as your irrevocable authorization for us to carry out transactions that you initiated. Any fraudulent or negligent activity by your agents, employees, officers, and authorized representatives using your User ID, your PIN, Password and/or OTP, such as but not limited to unauthorized withdrawals or transfers, that may bring about financial losses to you is your sole responsibility. 5.4 In case of failure to pay the Total Amount Due on or before the due date, you acknowledge that your Maya Easy Credit will be considered past due and you shall be liable to pay a late penalty fee on the overdue Principal Amount per day, in addition to the fees and charges, as indicated in the Disclosure Statement. The late penalty fee will be calculated from the day immediately following the Due Date until full and final settlement of the overdue balance. At betlab.ph, we meticulously curate a comprehensive list of online casinos in the Philippines.